Have you been sold ‘junk’ insurance products that you didn’t want or need? You could be owed $1,000’s in refunds!

CCI Reclaim are experts in claiming back your money for you.

Don’t delay, find out today! It’s as simple as…

Have you been sold ‘junk’ insurance products that you didn’t want or need? You could be owed $1,000’s in refunds!

CCI Reclaim are experts in claiming back your money for you.

Don’t delay, find out today! It’s as simple as…

What is junk insurance?

Junk insurance is a term used to describe supplemental insurance that is essentially worthless to the consumer it was sold to. 

Australians could have been sold more than $60 billion in Junk Insurance, according to the Consumer Law Action Center in Australia. Over the past decade, many people have been sold policies that they could never use, and others did not even know that certain policies had been sold  to them in the first place. Banks sold these policies not only to consumers, but also to auto dealers, retailers, and insurers. 

ASIC has done a fantastic job so far in raising more than $160 million for consumers. 

We can often get caught up in all of the industry jargon and the stress and pressure of covering all sorts of scenarios where you could use  insurance claims protection which makes it very difficult to see when you are trying to find the best coverage for each situation. Scare tactics alone, unwittingly forcing us to consider all possible worst-case scenarios in your life (no matter how outrageous or unlikely they are), are enough to get anyone to sign on the dotted line out of fear.

CCI Reclaims will fight for every cent you are owed

We specialise in reclaiming money for consumers by examining their individual situation and if you were mis-sold to get back what you are owed, whether your loan is still current or has been paid out within the last 10 years.

How do I know if I was sold junk insurance?

First of all, most people will initially not know that junk insurance has been sold to them. It’s usually cleverly hidden in all of the industry jargon and verbose contracts that the average customer cannot understand. Review your contracts at your own pace and clear up anything that confuses you. You will need to do some extra homework and thoroughly check all  insurance records yourself, even if the insurance broker has already checked them with you.

Clarify words or statements that are not phrased in simple terms and make sure you  understand your contract in its entirety. Don’t be afraid to seek help elsewhere, from someone who can translate the industry language. Check that the policy actually provides the coverage you want and make sure you know exactly what to expect from an insurance policy before  signing.

Where could I have been sold insurance?

For active and paid off finance:

  • Home Loans
  • Car Finance 
  • Credit Cards
  • Personal Loans
  • & many more

I think I have been sold junk insurance, what can I do next?

Fortunately, this is where our industry experts come in! We’ll help you with your claim every step of the way.

  1. Provide us with your details, including credit agreements, we can assist you if needed.
  2. We will analyse your information and contact you to finalise your claim.
  3. We’ll submit your claim(s)
  4. You get paid!

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